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Conventional

Commercial Loan Rates
TermFixed RateFloating RateMax LTV*Max Amortization**
3 Years2.41% - 4.16% 2.22% - 5.25%85% - Owner-Occupied / 75% - Investment30 Years
5 Years2.52% - 4.27%2.22% - 5.25%85% - Owner-Occupied / 75% - Investment30 Years
7 Years2.71% - 4.46%2.72% - 5.25%85% - Owner-Occupied / 75% - Investment30 Years
10 Years2.93% - 4.68%3.22% - 5.25%85% - Owner-Occupied / 75% - Investment30 Years
15 Years3.43% - 5.68%3.22% - 5.25%85% - Owner-Occupied / 75% - Investment15 Years

Private Banking

Private Banking Rates
TermFixed RateFloating RateMax LTV*Max Amortization**
3 Years2.16% - 3.16%2.22% - 4.25%85% - Owner-Occupied / 75% - Investment30 Years
5 Years2.27% - 3.27%2.22% - 4.25%85% - Owner-Occupied / 75% - Investment30 Years
7 Years2.46% - 3.46%2.22% - 4.25%85% - Owner-Occupied / 75% - Investment30 Years
10 Years2.68% - 3.68%2.22% - 4.25%85% - Owner-Occupied / 75% - Investment30 Years
15 Years2.93% - 3.93%2.47% - 4.25%85% - Owner-Occupied / 75% - Investment15 Years

CMBS

CMBS Loan Rates
TermFixed RateFloating RateMax LTV*Max Amortization
5 Years2.36% - 3.86%N/A75% - Investment30 Years
7 Years2.50% - 4.00%N/A75% - Investment30 Years
10 Years2.64% - 4.14%N/A75% - Investment30 Years

SBA 7a

SBA 7a Loan Rates
TermFixed Rate - Purchase*Floating Rate - PurchaseMax LTV*Max Amortization
10 Years2.25% - 5.25%N/A85% - Owner-Occupied25 Years
20 Years2.75% - 5.25%4.75% - 5.75%85% - Owner-Occupied20 Years

USDA

USDA Loan Rates
TermFloating RateFixed Rate**Max LTV*Max Amortization*
5 Years3.25% - 6.25%PTB80% - Owner-Occupied or Investment30 Years
7 Years3.25% - 6.25%PTB80% - Owner-Occupied or Investment30 Years
10 Years3.25% - 6.25%PTB80% - Owner-Occupied or Investment30 Years
30 YearsPTBPTB80% - Owner-Occupied or Investment30 Years

Insurance

Insurance Loan Rates
TermFixed Rate*Floating RateMax LTV*Max Amortization*
5 Years2.02% - 3.77%N/A70% - Investment30 Years
7 Years2.21% - 3.96%N/A70% - Investment30 Years
10 Years2.43% - 4.18%N/A70% - Investment30 Years
20-30 Years3.22% - 4.97%N/A70% - Investment30 Years

Bridge

Bridge Loan Rates
TermFloating RateFixed RateMax LTV*Max Amortization**
6 Months4.22% - 10.22%N/A80% - InvestmentI/O
12 Months4.72% - 11.22%N/A80% - InvestmentI/O
24 Months5.22% - 12.22%N/A80% - InvestmentI/O
36 Months5.72% - 13.22%N/A80% - InvestmentI/O

Construction

Constuction Loan Rates
TermFloating RateFixed Rate*Max LTV*Max Amortization**
6 Months4.75% - 8.25%N/A75% - Owner-Occupied or InvestmentI/O
12 Months4.90% - 8.75%N/A75% - Owner-Occupied or InvestmentI/O
24 Months5.00% - 9.25%N/A75% - Owner-Occupied or InvestmentI/O
36 Months5.10% - 9.75%N/A75% - Owner-Occupied or InvestmentI/O

Mezzanine (“mezz debt”)

Mezzanine Loan Rates
TermFixed RateFloating RateMax LTV*Max Amortization
5 Years4.36% - 7.36%N/A75% - Investment30 Years
7 Years5.00% - 8.00%N/A75% - Investment30 Years
10 Years5.64% - 8.64%N/A75% - Investment30 Years

Disclaimer:

Data effective 06/28/2022. At publishing time, pricing and terms are current but are subject to change. Offers may not be available in all areas
Source: https://www.commercialloandirect.com/commercial-rates.php

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